Balance cost with empathy to get maximum return on your benefits
For most businesses, benefits are a major outgoing, comprising around 20% of 工资总成本. 通过我们的精算服务, 美世达信福利 can help you get maximum value from this spend and keep unnecessary costs down.
Our actuarial team can help you design and price the most effective benefit plan to suit your demographic and risk profile.
管理成本以提高收益价值
从你的福利支出中最大化价值
最近的全球社会, economic and political shifts have brought the importance of employer healthcare provision into clearer focus than ever. 因此, employee benefits are taking an increasingly central role in the employee value proposition.
Companies with operations spread across multiple geographies can find that – unless managed properly – costs and complexity associated with financing and administering benefits can escalate.
美世 March Benefits can offer additional services relating to both administration (全球利益管理) and financing of benefits (multinational pooling arrangements, global insurance programmes and captive arrangements) to help reduce costs and risk.
Innovations and developments arising from an increased focus on sustainability and inclusion, growing need for workplace well-being solutions and a desire for equity across workforces – along with increasing medical costs, means that benefit budgets are struggling to keep pace.
稳健的成本控制策略, 集中效益支出, and efficient financing methods are more important than ever to ensure companies get the most value and impact from their employee benefit budgets.
How 美世达信福利 financial and actuarial services can help
精算服务
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Design for value through coverage provisions, network configuration, and engagement.
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Manage health risk through a data-driven approach that promotes a healthy workforce through targeted interventions.
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Drive efficiencies through smart financing and placement.
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Risk analysis to forecast benefit spend under various scenarios to identify exposure to financial risk and recommend risk management solutions.
融资解决方案
- 1 俘虏
- 2 全球保险计划和跨国统筹
For companies with a distributed global footprint and a strong balance sheet, using a captive to finance employee medical and risk benefits can potentially lead to lower and more predictable overall costs, improved employee coverage and faster access to comprehensive real-time data.
Using a captive can also bring increased control over governance and design of employee benefits solutions, helping global companies to create a market leading benefits proposition that supports diversity, 员工内部的公平和包容.
Five governance and financial risks arising from benefits plans
了解财务和治理风险
of HR and risk managers agree that governance and financial risks pose a serious threat to the business.
of organisations are spending more on benefits per employee, while 60% are increasing investment in employee well-being.